#1 Debt Payoff Tracker And Planner | Financial Freedom Tool 💸

✨ WHAT'S INCLUDED:

✅ 3 Instant Digital Downloads (PDFs):

• PDF 1: Google Sheets Link to the Debt Snowball & Avalanche Calculator

• PDF 2: Step-by-Step Instructions (Easy Setup Guide)

• PDF 3: FAQ Guide (Answers to Common Questions)

🌟 KEY FEATURES:

✔️ Track Up to 40 Debts Over 30 Years – Perfect for long-term financial planning!
✔️ Two Powerful Debt Payoff Methods – Choose between Debt Snowball (pay smallest debts first) or Debt Avalanche (save on interest by paying high-interest debts first).
✔️ Automatic Calculations – Enter your data, and let the spreadsheet do the math for you.
✔️ Payment Schedule & Dashboard – Visualize your progress with clear, easy-to-read charts and summaries.
✔️ Debt Tracking Made Easy – Paid-off debts are automatically marked, so you can focus on remaining balances.
✔️ Multi-Currency Support – Works with any currency (just add your currency symbol!).
✔️ Duplicate Spreadsheets – Create unlimited copies for different financial scenarios.
✔️ No Advanced Skills Needed – Simple setup and intuitive design for everyone!

📊 DASHBOARD SUMMARY DISPLAYS:

✓ Debt-Free Date – Know exactly when you’ll be debt-free!
✓ Total Interest Paid – See how much you’ll save over time.
✓ Paid-Off Dates – Track when each debt will be cleared.
✓ Paid vs. Unpaid Debts – Easily monitor your progress.
✓ Payment Progress (%) – Stay motivated with a clear percentage tracker.
✓ Current & Remaining Balance – Always know where you stand.
✓ Credit Utilization Rate – Manage your credit health effectively.
✓ Credit Limit Tracking – Keep an eye on your credit limits.

📋 WHAT YOU NEED:

• A device (computer, tablet, or phone) to access Google Sheets
• A free Google account
• Basic knowledge of Google Sheets (don’t worry, we’ve got you covered with instructions!)

🚨 PLEASE NOTE:

• This is a digital product – no physical item will be shipped.
• Compatible with Google Sheets ONLY (not designed for Excel).
• Colors may vary slightly due to monitor/printer settings.
• Personal Use Only – Not for commercial use, distribution, or resale.

💡 DISCLAIMER:

This spreadsheet is for informational purposes only and does not replace professional financial, legal, or accounting advice. We are not liable for any damages or losses resulting from its use. For personalized guidance, consult a qualified financial advisor.

🎯 WHY CHOOSE OUR DEBT SNOWBALL & AVALANCHE CALCULATOR?

Say goodbye to overwhelming debt and hello to financial clarity! 🌈 Whether you're a budgeting beginner or a finance pro, this tool simplifies your debt payoff strategy, helping you save time, money, and stress. Start your journey to financial freedom today!

📥 Instant Download | 💻 Google Sheets Compatible | 💰 Budget-Friendly Tool

Ready to take the first step toward a debt-free life? Add to cart now and transform your finances! 🛒✨